Products and Services

Mortgage Funding Direct offers a complete array of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

100% Financing Loans

Ideal for first-time buyers, these no down-payment mortgages can help reduce or eliminate nearly every cost associated with obtaining a home loan. These programs normally combine two loans: An 80% first mortgage, and a 20% second mortgage. The interest rate is typically the weighted average of the two loans. There are many 100% programs to choose from.

Conforming Loans

Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits, property and borrower guidelines. Generally has higher loan limits than FHA and VA.

Non-Resident Foreign National Products

Second home purchases are easy with stated income mortgage programs. From 90% LTV to 70 % LTV. No documentation programs we can assist the foreign purchaser the ability to invest in the United States.

Imperfect Credit Loans

Allows borrowers with less-than-perfect credit to qualify for competitive interest rates to consolidate debt and lower payments or make home improvements.

No Income Verification Loans

Ideal for the self-employed with good credit, loans where borrowers agree to put down 25 to 30% equity in exchange for reduced documentation requirements.

VA Loans

Government insured/guaranteed long-term, fixed-rate programs for qualified veterans.